5000 Thorne Drive, Suite A
La Mesa, CA 91942


(619) 460-5615,


(619) 642-2875,Ca. Lic. #OK95640


About one in 15 insured homes has a claim each year.

Source: Insurance Information Institute, 2017

What's covered by my homeowners policy? How much liability insurance do I need? What's the best way to take an inventory of my home?

Our newsletter articles are designed to provide helpful information on a wide range of timely topics. Simply click on one of the headlines below and the full article will appear. And keep checking month after month. You never know what story may address your individual situation.


  • Hurricane Season on the Horizon: Are You Prepared?

    The 2017 Atlantic hurricane season is projected to be less severe than 2016, but every hurricane season brings the potential for danger. Consider these tips for protecting your house, planning for evacuation, and carrying appropriate insurance.

  • Keeping Teen Drivers Safe

    A driver’s license can create an exciting sense of freedom for a teenager, but this new freedom comes with additional risks. Make sure your teenager has appropriate training, and that both you and your teen understand the applicable rules, safety concerns, and insurance issues.



  • Protecting Yourself from Uninsured Motorists

    Despite compulsory auto insurance laws in almost every state, about one out of eight drivers gets behind the wheel without coverage — creating a potential liability not only for themselves but also for insured drivers.

  • Flood Insurance: Rising Waters, Rising Costs

    Flooding is the most common and expensive natural disaster in the United States, causing billions of dollars in losses annually. Learn how you can purchase coverage through the National Flood Insurance Program, and how recent federal reforms might affect your policy.


  • Investing in Forever? Consider Insurance

    An engagement ring may be one of the most expensive possessions a young couple owns. If so, it may be wise to purchase a separate personal property policy or add a “floater” to a homeowners or renters policy.

  • Driver Distractions Can Take Terrible Toll

    A growing list of modern-day distractions are contributing to a surge in fatal car accidents. It’s important to be aware of common behaviors that could affect driving performance and result in a motor vehicle crash.




  • Safer Driving on Winter Roads

    More than one out of five auto accidents is weather related, most often caused by rain, snow, sleet, and ice. By taking precautions and carrying appropriate insurance coverage, you could help make this winter a safer driving season.

  • Are You Ready for Old Man Winter?

    In the first half of 2016, $2.3 billion in property losses and 55 deaths were attributed to winter weather. Here are some maintenance tips to help protect your home and family when winter hits your area of the country.